motivation improves employee performance , productivity, and work commitment

Examines how the board structure in corporate goverance affects bank credit risk, the findings show that strong board improves oversight and reduces high-risk lending ,which helps lower credit default and enhances financial stability.

The study shows that empowering employees with more authority and trust leads to better job performance and higher productivity

Big data helps compaines create more accurate pricing strategies by analyzing customer behavior , predicting demand , and setting optimal prices efficently